Top 9 fuel credit cards in India September 2024 - What is a fuel credit card (2025)

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· Earn 5% of your spends as Fuel Points at IndianOil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)

· Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)

· Earn 1 Fuel Point for every Rs 150 spent on all other purchases (including UPI transactions).

· 1% fuel surcharge waiver exclusively at IOCL fuel stations across India effective 15th June 2024,

· (on minimum trasaction of Rs 400. Max CashBack of Rs 250 per statement cycle)
Fuel Point is an exclusive Rewards metric system created only for IndianOil HDFC Bank Credit Card holders.

· Earn Fuel Points on retail spends with the IndianOil HDFC Bank Credit Card

· Earn accelerated 5% Fuel Points on spends at IndianOil outlets, Groceries and Bill payments.

· (Accelerated 5% Fuel Points benefit will be given only for fuel transactions on IndianOil Retail Outlets.)

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· Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200

· Enjoy 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spends

· Enjoy 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)

Fee

· Joining Fee (one-time):Rs. 1499. Renewal Fee (per annum): Rs. 1499.

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· Maximum surcharge waiver of Rs. 100 in a billing cycle, which is equivalent to an Annual Savings of Rs.1200.
4.25% Valueback ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle

· 3.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs 4000 (exclusive of GST and other charges)

Fee
Joining Fee (one-time) :Rs. 499. Welcome gift worth Rs. 500. Renewal Fee (per annum) :Rs. 499.

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· Earn 6 ICICI Bank Rewards Points per Rs 100 spent on fuel at HPCL.

· Redeem 2,000 from ICICI Bank Rewards Points for fuel worth Rs 500

· 2.5% cashback & zero surcharge on fuel purchase at HPCL

Fee

· Joining Fee - Rs 199 + goods and services tax

· Annual Fee (First year) - NIL

· Annual Fee (Second year onwards) - Rs199* + goods and services tax

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· 24*7 Complimentary RSA services

· 5% back (in reward points) on utility, grocery and departmental store purchases

· 5% cashback on all your fuel spends at HPCL fuel pumps at any bank POS machine and 1.5% additional cashback in form of reward points on HP Pay app.

Fees

· Joining Fee – Rs 500 + Goods and Services Tax (GST)

· Annual Fee (second year onwards) - Rs 500* + GST (can be waived on spends of Rs 1,50,000 per year)

· Supplementary Card Fee - Rs 100

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· Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps

· 25% discount on movie ticket bookings up to Rs 100 per transaction

· Earn 2 ICICI Bank Rewards on every Rs 100 spent on retail purchases except fuel.

· Redeem 2000 from ICICI Bank Rewards for fuel worth Rs 500

· 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps

Fee

· Joining Fee - Rs 199 + GST

· Annual Fee (First year) - NIL

· Annual Fee (Second year onwards) - Rs 199* + GST

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· Transact in India at IOCL fuel outlet between Rs 400 to Rs 4000 to avail the offer.

· Maximum eligible spends per calendar month: INR 5000

· Fuel Surcharge Waiver

· Free yourself from paying fuel surcharge waiver of 1%

· Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of Rs 50 per statement cycle.

· GST charged on fuel surcharge is non-refundable

Fee

· Joining Fee: Rs. 500.

· Annual Fee: Nil first year and Rs. 500 for second year (Waived off on spending Rs. 50,000 in a year).

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· Save 4% as Reward Points on IndianOil Fuel Spends. Earn 24 Reward Points on every INR 150 spent, capped at 1200 Reward Points per statement cycle

· Save 2% back as Reward Points on Grocery and Dining spends. Earn 12 Reward Points on every INR 150 spent, capped at 800 Reward Points per statement cycle

·
On all other spends, save 0.5% back as Reward Points. Earn 3 Reward Points on every INR 150 spent

· Get 1000 Reward points as welcome benefit on spending Rs 500 within 30 days of card issuance

· All UPI on Credit Card transactions will accrue 0.5% Reward Points on every INR 150 spent, across spend categories

· 1% fuel surcharge waiver on transactions between Rs 100 to Rs 5059 with maximum surcharge waiver of INR 100 per statement cycle only at IndianOil outlets

Fee

· Annual fee of Rs 449 waived on spending Rs 50,000 in the previous anniversary year.

· Joining Fee: Rs 449. Annual Fees: Rs 449. Condition for waiver of Annual Fees - First Year

· Rs 50,000 spends in the previous year.

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